Consumer finance app BillEase has unveiled its integration with QRPh, the national QR code standard, in collaboration with Asia United Bank (AUB). The partnership aims to enhance the checkout experience for BillEase users, enabling seamless transactions both online and offline.
With the QRPh feature, BillEase users can scan any P2M QR code and utilize their credit limit to make purchases, expanding their payment options significantly. Whether opting for pay later convenience or the increased spending power of BillEase’s Limit Boost, customers can now transact at any QRPh-accepting merchant with ease.
“By offering QRPh, both for in-store purchases and online transactions, we are delivering on our promise to provide Filipinos with flexible payment options through our pay later and installment products,” said Kurt Molina, head of Merchant Products, BillEase.
Molina highlighted the convenience of QRPh for both in-store and online transactions, ensuring a seamless checkout experience across various shopping platforms.
“This collaboration creates a synergy between AUB’s proven expertise in facilitating secure digital payments and BillEase’s innovative BNPL solutions, ultimately delivering a best-in-class and industry-leading payment experience for Filipino consumers,” said Wilfredo Rodriguez, EVP and head of Operations and Technology at AUB.
Benefits for merchants
The QRPh integration promises benefits for merchants as well, including accelerated transaction times and reduced operational hassles associated with cash handling.
Ivan Grytsenko, vice president for POS Business at BillEase, emphasized the platform’s ability to finance a wide range of purchases, from daily essentials to life quality improvements, with flexible installments or 0% overpayment.
Aligned with the Bangko Sentral ng Pilipinas’ (BSP) push for digital payment adoption, BillEase’s QRPh integration aims to bridge the gap between traditional cash payments and digital transactions. By offering a secure alternative powered by QRPh’s standardized system, BillEase seeks to contribute to the nation’s transition toward a cashless society.
BillEase has over 10,000 integrated online merchants and is available at major payment gateways and aggregators. The QRPh integration further expands its offerings, allowing customers to transact seamlessly at over 600,000 QRPh-accepting merchants nationwide.