Consumer financing company Home Credit Philippines has partnered with appliance retailer SM Appliance Center to roll out the Grand Pay Hulugan promo, offering discounted home appliances with installment payment options.
Running from Feb. 1 to March 31, 2026, the promo gives Home Credit customers up to 45% off on selected appliances, along with 0% interest for up to 18 months and zero down payment at participating SM Appliance Center branches nationwide.
The Grand Pay Hulugan promo covers several appliance categories, including televisions, refrigerators, air conditioners, washing machines, and audio equipment from global brands. Customers can also bundle up to three items in a single transaction to maximize savings and simplify purchases.
Among the items included in the promo are:
• Samsung 65” Crystal UHD 4K Smart TV
• Condura 1.5HP Split-Type Inverter Air Conditioner
• TCL 22 cu.ft. Side-by-Side Inverter Refrigerator
These products are available with 0% interest for up to 18 months and zero down payment, allowing customers to spread payments into monthly installments.
Home Credit Philippines said the partnership supports its push to expand retail financing services while helping customers manage appliance purchases. At SM Appliance Center branches, Home Credit sales associates assist shoppers in choosing products, explaining available promos, and arranging payment plans.
“Our partnership with SM Appliance Center reflects our shared commitment to improving access to quality home appliances,” said Puneet Suneja, Chief Sales of Home Credit Philippines. “Through Grand Pay Hulugan, we support customers directly at the point of purchase and help make necessary home upgrades more practical and manageable.”
SM Appliance Center operates one of the country’s largest appliance retail networks, while Home Credit Philippines provides customer financing support across participating branches. Both companies said the collaboration aims to improve affordability and accessibility for appliance buyers while enhancing the in-store shopping experience.
Customers can visit the nearest SM Appliance Center store, the SM Appliance Center Website (https://www.smappliance.com/blogs/2026/grand-pay-hulugan1), or the SM Appliance Center Facebook page (https://www.facebook.com/SMAppliance) to view the full list of offers. The promo runs from Feb. 1 to March 31, 2026, and is exclusive to Home Credit customers. Terms and conditions apply.