RCBC’s banking app enhanced its user interface and added new features with aim of providing customers with more pleasant and easy digital banking transactions.

Launched last week, the RCBC digital banking app offers more than the basic digital banking features such as mobile check deposit, UITF, Digital Investment Management Account (IMA), QRPh payments among others. It now allows Online Account Opening.

Clients will also have instant access to basic online banking features of RCBC Digital such as fund transfer, bills payment, deposits up to an initial limit of P10,000. Upon full verification within 24 hours, clients get full access to RCBC Digital’s advanced online banking features.

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The account opening requires one valid ID and with additional requirements, clients can have access to different features as an upgrade.

Through the app, clients can also buy and sell, as well as convert their money, to foreign currencies. RCBC Digital also has a Digital Investment Management Account wherein clients can apply, order, and monitor their investment.

RCBC also assured clients and potential clients that their online accounts are safe and secure.

With RCBC Digital, we have security features to ensure only you have control and access to your account and prevent unauthorized transactions,” RCBC said. “You can lock and unlock your MyDebit ATM and MyWallet Prepaid cards when not in use. All transactions are also verified with a one-time PIN (OTP) sent to your registered mobile number, so you can approve your transactions before pushing through.”

Under the leadership of its chief innovation officer Lito Villanueva, RCBC has significantly improved its digital transformation posture over the past years introducing online banking and all-in-one apps.