Talino Venture Studios and Rizal Commercial Banking Corp. (RCBC) have teamed up to launch Bahai Deals, an AI-driven property platform designed to connect overseas Filipinos with real estate investment opportunities in the Philippines.
“Bahai aims to address the $1 billion market potential among Filipinos planning to return home,” said Winston Damarillo, president and CEO of Talino.
Seamless property search and financing
Bahai Deals simplifies property discovery through an AI-enabled search engine that matches users with listings based on their preferences. It integrates directly with RCBC to offer end-to-end digital financing, using electronic know-your-customer (e-KYC) and biometric verification to streamline loan applications and documentation.
The platform also features a centralized loan origination system and partners with the Department of Science and Technology to give buyers access to climate risk data and other critical property insights.
Targeting demand and market oversupply
Damarillo said Bahai Deals is designed not only to serve the investment interests of overseas Filipinos but also to help address the oversupply of condominiums in the Philippines by opening up sales to a wider audience abroad.
Lito Villanueva, executive vice president and chief innovation and inclusion officer at RCBC, said the platform also plays a role in promoting financial literacy among buyers.
“Bahai Deals aims to provide loans based on the appreciation of property value, which can be used for business purposes,” Villanueva said.
Road show and property listings
RCBC will act as the platform’s lending partner and implement technology safeguards to promote sustainable financing and discourage impulse buying.
The platform will officially launch in the coming months alongside a road show across North America, where the team hopes to attract its first users. At present, Bahai Deals features listings from six property developers, with more to be added soon.
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