Investors can now invest in more stable Retail Treasury Bonds (RTB) through ATRAM Prime mobile app. Investors can browse through an extensive product suite that includes Retail Treasury Bonds (RTBs), managed local and global funds, and more.
The ATRAM Prime app is the latest investment platform developed by ATRAM, an independent asset management company in the Philippines with over 100 years of collective investment experience.
Retail Treasury Bonds are fixed-income, medium- to long-term debt securities issued by the Republic of the Philippines through the Bureau of Treasury. When an investor buys an RTB, they essentially lend the government some cash for its activities. The Philippine government then promises to pay the full amount back to the investor on top of a regularly paid interest.
Bonds, especially those backed by the government, are naturally low-risk investment options that offer people a consistent and guaranteed payout. These bonds offer higher returns versus the regular rates of a typical savings account.
At the moment, there are no fees or charges for buying or selling RTBs on ATRAM Prime.
“We remain constructive on Philippine fixed income and maintain the view that inflation is likely to decelerate over the coming months — making current levels attractive from a longer-term standpoint,” said Miguel Liboro, head of the Local Markets at ATRAM Asset and Wealth Management.
According to ATRAM, the outlook on fixed-income securities like RTBs remains positive and possibly even more attractive to investors looking for reliable long-term investment options that can help diversify their portfolios, especially during times of market volatility.
ATRAM Prime app
Opening up a personal investment management account through the ATRAM Prime app can take as little as 8 minutes thanks to a purely digital process, which includes a liveness check and hassle-free scanning of IDs.
From there, investors can browse through a selection of expertly managed global and local funds, as well as RTBs, and more. Managing portfolios can be done through the app without having to make several calls to brokers or banks.
Taking service to the next level, ATRAM Prime also connects investors to a dedicated Client Advisor, who is ready to assist at any point in the investment journey. No need to set up a face-to-face meeting as all communication can be done online.
Investing in RTBs through ATRAM Prime
Interested investors can get started on ATRAM Prime even before they leave the house for work. Here’s how you can start investing in RTBs through the app:
1. Download the ATRAM Prime App on the App Store or Google Play Store
2. Complete the registration process (which can take as little as eight minutes)
3. Browse through the library of investments and select the appropriate Retail Treasury Bond option that fits your investment goals
4. Choose how much you want to invest and start earning potential returns of up to 6% p.a.