Convenient homebuying with Lumina Homes

The pandemic has changed the Filipino homebuyer’s priority when choosing a housing unit. From affordability and location to being health-centric and having green infrastructures, now tech-enabled properties are leading the search for homes.

This spans from physical amenities—like broadband internet provision, alarm system, and 24-hour CCTV security—to convenient and secure payment systems whose importance became clear-cut in the past two years.

Even before the pandemic, Lumina Homes has already been refining its online payment facilities. Not only can home seekers reserve a unit, and even get discounts via e-commerce sites and e-wallets, but existing homeowners can also pay their downpayment and amortization in the comfort of their homes.

Online payment

Powered by paynamics, homeowners can simply visit the Lumina Homes Portal, enter their account information and securely pay online.


Whether through QR codes or in-app, you can easily choose to pay remotely even without your debit or credit cards. You can choose the bills payment facility of AllEasy, PayMaya, GCash, or ShopeePay.


You can use mobile on online banking as well, and via bills payment or bank transfer, with AllBank as the destination bank. Partner banks include BDO, PNB, AUB, RCBC, Maybank, Unionbank, and Security Bank.

Auto-debit arrangement

It may take a month or so to authorize a bank to debit from your account your monthly downpayment or amortizations, but it’s a sure way to not forget your due dates and just focus on achieving your other goals. ADA is accepted in BDO and PNB.


As the health crisis wanes, you could also find it more comfortable now to go out and pay the classic way—face to face. Lumina Homes’ accredited remittance centers are Optimum Exchange Remit, PNB, and RCBC.
Payment Centers

Of course, despite the several digital options to pay your downpayment and amortization, physical payment centers always come in handy and are ready for you, especially in times of emergency.

Powered by E-Prime Business Solutions, Lumina’s partner payment centers are Bayad Center, Palawan Pawnshop/Express, 7-Eleven, CVM, Pera Hub, Sinag Pawnshop, ExpressPay, PhlPost, The Landmark, true money, netopia, USSC, Robinsons Department Store, LBC, Villarica, ecpay, TouchPay, Raquel Pawnshop, WalterMart, Cebuana Lhuillier, and Pinoy Pera Padala.

For complete and step-by-step payment guidelines, visit Lumina Payment Portal.