Insurer Manulife Philippines and Manulife China Bank Life (MCBL) have brought back Wealth Guarantee, a single-payment insurance product that helps customers grow their money over seven years. Available only for a limited time, the product combines guaranteed earnings and life insurance coverage.
Wealth Guarantee provides annual payouts of up to 4.5% for six years. The plan includes 125% life protection coverage and a 100% capital return by the end of the seven-year term.
“With its guaranteed annual returns and valuable life protection, Wealth Guarantee is designed to help Filipino customers secure their future through stable returns, helping them achieve financial growth amid uncertainty and volatility,” said Rahul Hora, president and CEO, Manulife Philippines.
The product requires a minimum one-time payment of ₱500,000.
Available nationwide through advisors
Starting April 21, 2025, Wealth Guarantee will be offered through Manulife’s financial advisors. It will also be available through financial sales associates at China Bank and China Bank Savings branches across the country.
“Financial security should be a year-round priority,” said Amy Gochuico, president and CEO, Manulife China Bank Life. “Wealth Guarantee delivers competitive guaranteed annual returns, full capital return at maturity, and life protection coverage so customers can feel confident with their finances while enjoying their lives today.”
Wealth Guarantee is aimed at customers looking for steady returns and protection as part of their financial planning.