Atome and Maya Bank have entered into a ₱2.75 billion ($48 million) loan channeling agreement aimed at expanding credit access for more Filipinos.
“Together (with Maya Bank), we are expanding access to responsible, risk-managed, and transparent flexible payment options that make more products and services truly ‘Available-To-Me’ for millions of Filipinos,” said Christian Quiros, president and country general manager of Atome Philippines.
Maya Bank, which was launched in 2022, will drive the loan channeling effort by providing financing support to qualified borrowers. As the licensed digital bank within the Maya ecosystem, Maya Bank offers payments, savings, credit, and deposits to both individuals and businesses.
“This collaboration leverages digital technology to bring fast, secure, and responsible financing into the hands of underserved customers, helping them build financial confidence and long-term resilience,” said Angelo Madrid, president of Maya Bank.
Atome, a Singapore-based digital finance company founded in 2019, began as a financing provider and has since expanded into cards, lending, insurance, and savings. The company processed more than $2 billion in gross merchandise volume (GMV) in 2024. As of June 2025, its annualized GMV reached more than $4 billion, supported by partnerships with merchants and wider consumer adoption.
In the Philippines, Atome said it has served more than 4 million customers using Buy Now, Pay Later services.
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