Digital finance platform Billease partnered with Maya Business, a digital payments provider, to allow shoppers to use Buy Now, Pay Later (BNPL) at stores and online using QRPh and point-of-sale (POS) terminals.

The partnership makes use of QRPh, the country’s standard QR code system. This means customers with QRPh-enabled bank or e-wallet apps can scan to pay and split their payments into installments through Billease. The service will be available across thousands of stores that use Maya Business, both online and offline.

“With this integration, retailers and merchants using Maya’s payment solutions can now offer customers an installment option powered by Billease, making purchases more affordable and accessible,” said Kurt Molina, head of POS Product at Billease. “By tapping into QRPh, we’re able to provide an open-loop BNPL solution that works across different banks and e-wallets, ensuring more Filipinos can access flexible payment options without requiring a credit card.”

Customers can choose Billease at checkout, scan the QRPh code, and split payments right away. Items worth up to ₱2,000 can be paid in full within a month with 0% interest. Higher-priced purchases are eligible for longer payment terms with low interest.

“This collaboration is about giving merchants and their customers a seamless and flexible way to pay, regardless of which bank or e-wallet they use,” said Peter Thaddeus Cruz, head of Enterprise at Maya Business. “By adding the Billease option into Maya’s ecosystem and leveraging QRPh, we’re expanding financial access and helping businesses grow by making payments more convenient for their customers.”

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