M Lhuillier, a trusted financial services company dedicated to serving all Filipinos, has expanded its offerings to include M Lhuillier Insurance, an important addition to its wide array of products and services.

“We believe that Filipinos from all walks of life should be given the opportunity to choose and afford the protection they deserve,” said Mr. Michael Lhuillier, president and CEO of M Lhuillier Financial Services Inc. “This is the reason we paved the way to offer insurance plans that fit their needs.”

M Lhuillier understands that every individual and family has unique insurance needs. To cater to this diversity, they offer a range of insurance plans designed to provide financial security and peace of mind. 

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M Lhuillier has ventured into various insurance products and services through its Insurance Plans & Special Products division. While insurance remains at its core, M Lhuillier has also developed a presence in other sectors such as food products and ticketing services.

M Lhuillier established the M Lhuillier General Insurance Agency Inc., a move that has enabled the company to offer a wide range of life and non-life insurance products. These insurance offerings are crafted in collaboration with reputable insurance companies including AIA Philippines, MAA General Assurance Philippines Inc., Paramount Life & General Insurance Corp., and PhilLife Financials.

Some of their notable insurance plans include:

• Pinoy Protect Plus
• Family Protect Plus
• Pawners Protect
• Family Protect
• Kwarta Padala Protect

The following insurance products are available at any M Lhuillier branches nationwide:

1. Personal Accident Insurance
2. CTPL (Compulsory Third Party Liability) Insurance
3. Dengue RX
4. Global Travel Protect Insurance
5. OFW Balik Manggagawa Insurance
6. Mediphone Insurance

The Personal Accident insurance also comes with a package for travel services including ticketing services. 

For as low as P10, interested individuals can avail themselves of an insurance product from ML Insurance. From Accidental Death to educational assistance to fire assistance, the company made sure that these insurance products would truly benefit the people. These are incidents that could happen to anyone. 

Consumers can also insure their vehicles including motorbikes for a very minimal fee. 

Here are the key requirements for insurance claims:

Original Copy of the Certificate of Insurance (COI): The Certificate of Insurance (COI) is an important document that outlines the terms and conditions of your insurance policy. This document serves as proof that you are a policyholder and specifies the coverage you have. When making a claim, having the original COI is essential, as it demonstrates your eligibility for coverage.

Incident, Police, or Barangay Report: To support your claim, you’ll need an incident report related to the event for which you’re filing the claim. In the case of an accident or theft, a police report is often required. For other incidents, a Barangay report or an equivalent document can be necessary. These reports provide essential details about the incident, helping the insurance company assess the validity of your claim.

Properly Filled-Up Personal Accident Claim Form: Insurance companies typically provide claim forms that must be completed accurately and comprehensively. These forms serve as your formal request for reimbursement or compensation. Ensure that all the required information is provided, and double-check for accuracy.

Medico-Legal or Death Certificate: Depending on the nature of the claim, you may need a medico-legal report (for personal injury claims) or a death certificate (for life insurance or accident claims). These documents provide evidence of the medical condition or cause of death related to the incident.

Insured Person’s Valid I.D. Card: The insured person’s valid identification card is needed to verify their identity. This helps the insurance company confirm that the claimant is indeed the policyholder.

Birth Certificate (if single) or Marriage Contract (if married): If the claim involves a married policyholder, a marriage contract may be required to establish the beneficiary’s relationship to the insured. For single policyholders, a birth certificate can be essential for similar reasons.

Beneficiary’s Birth Certificate: To establish the beneficiary’s identity, a copy of their birth certificate is often required. This ensures that the insurance proceeds are correctly disbursed to the intended recipient.

Proof of Transaction with ML Branch: This requirement is specific to some insurance companies and pertains to their internal record-keeping processes. It may include documentation of premium payments, policy endorsements, or any other transactions related to the insurance policy.

It’s crucial to note that these requirements can vary depending on the type of insurance and the insurance company. It is always advisable to review your policy documents and communicate with your insurer to understand the specific requirements for your claim.

M Lhuillier, with its dedication to safeguarding the financial future of Filipinos, continues to evolve and expand, making insurance accessible to people from all walks of life.

Learn more about M Lhuillier Insurance products here.