Life insurer Pru Life UK is offering free COVID-19 protection and Personal Accident (PA) coverage to Filipinos amid the global health emergency. Under the program, Pru Life UK will offer free accident and death benefits to 500,000 Filipinos, in the unfortunate event that the individual passes away, including as a result of COVID-19.

Health workers are entitled to twice the death coverage at no cost. This offer is available through Pulse, Pru Life UK’s artificial intelligence-powered health and wellness app that offers holistic health management.

The free COVID-19 protection and PA coverage is a one-time, 45-day insurance, available to the first 500,000 persons who register their profiles on the Pulse app, effective from the date of registration. Those who have been diagnosed with, have symptoms of, have been under quarantine for COVID-19, or have been living with a COVID-19 patient at the time of the registration are not eligible for this offer. Other excluded conditions are listed in the terms and conditions of the product.

Have you read “Pru Life UK launches AI-powered health management app“?

Starting April 11, 2020, all Filipinos aged 18-64 can enjoy this limited, exclusive offer, which includes a death benefit or lump sum amount of P100,000 for the bereaved family if the insured passes away due to accident, or as a result of COVID-19, subject to terms and conditions. Eligible health workers will receive a double COVID-19 death benefit worth P200,000. No purchase of any insurance product is required.

Pulse app

To register for the offer, eligible Filipinos need to download the free Pulse app from Google Play Store or the Apple App Store. New Pulse app registrants are required to create an account and complete their profiles while existing Pulse registrants will receive an in-app notification directing them to complete their profiles in order to register for the free COVID-19 protection. Applicants will also be requested to complete the profiles of their beneficiaries through Pulse. A confirmation email will be sent to the policy owners and their beneficiaries upon successful registration.

Pru Life UK previously announced the extension of the grace period for premium payments with due dates from February 16 until June 30, 2020, to ensure uninterrupted protection for its customers during the COVID-19 outbreak. The grace period now covers 60 days from the standard 31 days for all policyholders nationwide.

In addition, Pru Life UK is offering an additional hospital benefit of P1,000 daily for customers who are hospitalized due to the virus. This applies to insured customers whose life insurance policy is in force with the Hospital Income Rider, issued on or before Jan. 31, 2020.