TransUnion, a global information and insights company and the Philippines’ first comprehensive private credit reference agency, has appointed Avishek Ghosh as chief data and analytics officer (CDAO) for Asia Pacific (APAC).

Based in Hong Kong, Ghosh will oversee TransUnion’s regional data and analytics strategy. His role covers the full data value chain, including data collection, analytics, modeling, insight generation, and data quality management. The goal is to strengthen how the company turns raw data into usable insights for businesses and consumers across the region.

TransUnion said the appointment supports its shift beyond traditional credit reporting toward a more significant information and insights business. This approach aims to help organizations understand consumers more completely using multiple data sources, supporting better lending, fraud prevention, and business decision-making.

Ghosh brings more than 17 years of global banking and analytics experience. He previously served as senior vice president at HSBC, where he led the unsecured lending business across nine Asian markets. His experience spans Hong Kong, India, and the United Kingdom, along with regional work across APAC, Europe, the Middle East, Africa, and the Americas. He holds a master’s degree in statistics from the Indian Statistical Institute in Kolkata.

At TransUnion, he will also help integrate the company’s regional analytics functions, including Data Science and Analytics (DSA), Data Asset Management (DAM), and Data Strategy (DS), into a more unified structure.

“As the role of information and data continues to grow in enabling robust and evidence-based financial decisions in today’s economy, particularly amid persistent global uncertainties, rising fraud risks and increasing regional integration, the capabilities to manage, analyze, and translate data into trusted and meaningful insights has never been more important,” said Marie Claire Lim Moore, Asia-Pacific regional president and Hong Kong CEO at TransUnion.

Ghosh said trusted data is becoming more important as financial systems grow more complex. 

“TransUnion has built a strong platform that uses data responsibly to drive transparency and resilience,” he said. “I look forward to building on this foundation to deliver meaningful impact for businesses, individuals, and the broader economy.”

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