National Book Store and BillEase have joined forces to simplify back-to-school shopping for Filipino customers. This collaboration aims to promote a cashless society by incorporating Buy Now, Pay Later (BNPL) services in over 230 National Book Store branches across Luzon, Visayas, and Mindanao, benefiting millions of Filipinos.

BillEase, a consumer finance company, offers a range of financial services through its on-demand app. This includes personal loans, e-wallet top-ups, prepaid load, bills payment, gaming credits, and a customizable BNPL feature, allowing customers to avail themselves of cardless installment plans.

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“With this partnership, we are not only making financial services more accessible, but we also underscore the value of education.,” said aid Georg Steiger, co-founder, and CEO of BillEase. “By offering an effective means to manage educational expenses, we’re essentially contributing to financial freedom, empowering individuals to invest in their learning journey.

Through the partnership, BillEase enables National Book Store to offer three cardless installment options at checkout in its offline branches:

1. Pay Later in 10 or 20 days
2. Pay in four installments for small-to-medium ticket purchases
3. Pay Monthly over three, six, nine, or 12 months for big purchases with interest rates ranging from 0% to 3.49%—the most affordable rate in the country.

Cashless payments

Customers can use the BillEase app to scan QR codes and make instant purchases, allowing them to pay over time with flexible installment terms, even without a credit card.

“Our alliance with BillEase accelerates our journey, offering our customers financial freedom,” said Adrian Ramos of National Book Store. “Now, they can access essential educational resources and pay on their own terms, mitigating immediate financial pressures.”

BillEase will empower National Book Store’s patrons to shop and pay later through easy installments. This service eliminates the need for a credit card, making it accessible to a broader demographic. The Bangko Sentral ng Pilipinas (BSP) reports that 7 out of 10 adult Filipinos are financially excluded.