Mocasa, a virtual credit wallet, offers a Pay Later credit line, allowing customers to shop for their holiday needs. With this offering, consumers can access a credit line of up to P30,000, which can be repaid over a 50-day period all 0% interest rate.
To get started with the Pay Later option, customers can simply apply through the Mocasa app, providing the necessary documentation, such as government IDs and proof of income. The approval process often takes just minutes. Once approved, customers gain access to Mocasa’s virtual Mastercard, enabling seamless online shopping.
Mocasa also offers the Quick Loan option, extending a cash loan of up to P25,000 with a minimal daily interest rate of only 0.2%. This loan can be paid off in three manageable installments. Borrowers have the flexibility to settle their Mocasa Quick Loan ahead of the billing cycle’s end, with payments consisting of the principal amount and the actual daily interest.
By signing up with Mocasa and using the referral code “SMONL,” customers can receive a generous P200 e-voucher from SM when using the SM Malls Online app. To take advantage of this offer, simply install Mocasa and register for either the Pay Later or Quick Loan option. Upon approval of the application, customers will be notified via SMS or in-app notification and receive their SM e-voucher. This promotion is available from Sept. 25 to Dec. 25.
First-time MetroMart customers can enjoy a P300 discount on a minimum purchase of P3,000 when using the code “MOCASANEW” and completing their purchase with their Mocasa virtual Mastercard. This limited-time offer is valid for use between Oct. 1 and Dec. 31.